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A loan to fit every kind of home buyer.

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Find the perfect loan for you.


We love making things simple.

Your loan expert will be ready to close your SimpleLoan within 15 business days of a completed application or you’ll receive a $300.00 rebate*


Conforming Loans

Everyone loves low rates.

If you have at least 5% down and qualified credit, Surety Bank’s Conforming program offers a low rate. Speak with your loan expert for complete details!

Trouble deciding?

It can be tough.

That is why we have loan officers standing by to answer any of your questions.




Conventional Loan

You choose.

With a conventional loan from Surety Bank, you’ll enjoy guaranteed low rates and our streamlined process, along with a loan custom tailored to fit your needs.details!**

  • Choose your term
  • Low fixed interest rate
  • Loan amounts up to $484,350 for single-family homes

Jumbo Loan

Let’s go big!

  • For loan amounts up to 2.5 million
  • In eligible markets, conforming high-balance financing available at low conforming rates


Qualify for a mortgage with help from co-borrowers.

HomeReady mortgage allows co-borrowers who don’t live in the home to be included on the mortgage, such as parents or others who want to help.

  • Down payment as low as 3%
  • Savings over the life of the loan – With private mortgage insurance that may cost less over time – may be eligible to be canceled once 20% home equity is reached unlike mortgage insurance on government-insured loans.

We make it easy.

Connect with one of our loan experts to see which loan program is best for you.

Apply Now

*For SimpleLoan eligible loan applications, Surety Bank will issue a clear-to-close status within 15 business days from the receipt of the borrower’s complete application (signed disclosure package and income documents) or rebate the borrower $300.00. Contact your loan adviser for program details. Simpleloan is not a loan commitment and all applications are subject to credit review and approval. Denied, canceled or withdrawn loan applications are not eligible for SimpleLoan.

•••5% down payment option requires an owner-occupied single-family residence and a minimum credit score of 700. All mortgages are subject to credit review and approval. Rates subject to change without notice. Contact your loan expert for full details.

¹Income limits may apply HomeReady is a registered trademark of Fannie Mae. This is not a commitment to lend. All mortgages are subject to credit review and approval.

Surety Bank. NMLS Entity ID: 474382. NMLS Consumer Access990 N. Woodland Blvd DeLand, FL 32720. An Equal Housing Lender. All Rights Reserved. © 2018