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You know … checking accounts don’t have to be that difficult. 

With the most advanced system and the most caring team, we’ve got your back.

How Surety Checking Works

We want you to be equipped for success.

With no monthly service fees and account monitoring, we make our checking worry free. 

In addition, you don’t have to worry about monitoring your account balance so you don’t get charged a fee. You don’t have to worry about using your debit card a certain number of times or having a direct deposit. None of that matters which puts you at ease.

Sometimes checking accounts have limits on what you can spend. We understand that life happens fast. We will work with you to accommodate larger purchases on the go. Also, if you lose your debit card, you can walk into a branch and have a new one printed out on the spot, free of charge.

By using a Surety Bank checking account it means you are working with a bank who promotes local community efforts and will lend money to growing local businesses. These efforts build up our community and benefit everyone.

Opening a Checking Account is as easy as…

Visit a Surety Branch

• Tailored to your plan

•  Discuss your financial priorities

Let’s Talk About

Your Needs

 • Activate digital services
• Get your debit card
 • Setup direct deposit 

Go Live!


Do you offer direct deposit?

Yes. It is a very convenient way to have access to your pay without waiting to deposit a check.

What kind of fees can I expect?

Occasionally you will have a need for other services such as a cashier’s check in which we will apply a nominal charge.

Is there a monthly balance requirement or monthly service charge?


How can I access my money?

Through our allpoint network, you’ll have access to over 55,000 surcharge free ATMs, insuring quick access to funds when you need them.